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Retirement Savings and Planning | Mortgage Calculators | Auto Calculators | Investment Calculators | Tax Calculators | Savings Calculators | Personal Finance | Insurance Calculators | Las Calculadoras Financieras

Retirement Savings and Planning

403(b) Savings Calculator If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement.
Retirement Savings Calculator A 403(b)/457/401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
72(t) Calculator The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.
Beneficiary Required Minimum Distributions Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.
How Important is Social Security? Use this calculator to determine how losing this important retirement asset could affect you.
Required Minimum Distribution (RMD) Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements.
Retirement Contribution Effects on Your Paycheck Calculator Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement.
Retirement Income Calculator Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
Retirement Planner Calculator Quickly determine if your retirement plan is on track - and learn how to keep it there.
Retirement Shortfall Calculator Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.
Roth 401(k) vs. Traditional 401(k) Calculator Use this calculator to determine which 401(k) contribution type might be right for you.
Roth vs. Traditional Use this calculator to determine which 403(b) contribution type might be right for you
Roth IRA vs. Traditional IRA Calculator Use this calculator to determine which IRA may be right for you.
Social Security Benefit Calculator Use this calculator to estimate your Social Security benefits.
Traditional IRA Calculator How can contributing to a regular IRA help you in your retirement?

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Mortgage Calculators

15 vs. 30 Year Mortgage Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Adjustable Rate Mortgage Calculator This calculator helps you to determine what your adjustable mortgage payments will be.
APR Calculator for Adjustable Rate Mortgages Use this calculator to find the APR on your adjustable rate mortgage.
APR Mortgage Calculator Use this calculator to find the APR on your mortgage.
ARM & Interest Only ARM vs. Fixed Rate Mortgage Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Biweekly Mortgage Calculator Using biweekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this biweekly mortgage calculator to compare a typical monthly payment schedule to an accelerated biweekly payment.
Biweekly Mortgage Payment Calculator for an Existing Mortgage This calculator shows you the possible savings by starting to pay your existing mortgage with biweekly payments, instead of monthly payments.
Blended Rate Mortgage Calculator This calculator helps you determine the effective, or blended, interest rate you would pay if you use a first and a second mortgage to finance the purchase of a home.
Home Rent vs. Buy Calculator Are you better off buying your home, or should you continue to rent?
Interest Only ARM Calculator Interest only mortgages can provide you with very low monthly payments, however you are not paying off any principal during the interest only period.
Interest Only Mortgage Calculator Use this calculator to generate an amortization schedule for an interest only mortgage.
Maximum Mortgage Calculator Use this calculator to determine your maximum mortgage and how different interest rates affect how much you can borrow.
Mortgage Calculator with Taxes and Insurance Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
Mortgage Payoff Calculator Save thousands of dollars in interest by increasing your monthly mortgage payment.
Mortgage Required Income Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
Option ARM Calculator Use this calculator to see how a minimum payment on an Option ARM Mortgage can save you money on your monthly mortgage payment.

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Auto Calculators

Auto Loan Early Payoff Calculator Find out how much interest you can save by increasing your monthly auto loan payment.
Auto Rebate vs. Low Interest Financing Calculator Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.
Biweekly Payments for an Auto Loan with Fees Calculator This calculator shows you possible savings by using an accelerated biweekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.
Car Loan Calculator Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Dealer Financing vs. Credit Union Financing Calculator Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.
Home Equity Loan vs. Auto loan Calculator Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
Lease vs. Buy Calculator Should you lease your next automobile or finance it? Find out with this calculator!

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Investment Calculators

Investment Returns There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
Mutual Fund Expense Calculator This calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund's prospectus, you can see the impact of fees and operating expenses on your investment.
Personal Economic Recovery Calculator This calculator can help you determine exactly what it might take to return your to your original investment balance.

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Tax Calculators

1040 Tax Calculator Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected tax withholding for the year, we can also estimate your tax refund or amount you may owe the IRS next April.
Estate Tax Planning Calculator Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.
Flexible Spending Account (FSA) Calculator Use this calculator to see how participating in Flexible Spending Account (FSA) contributions can help you pay less tax, and increase your net take home pay.
Hourly Paycheck Calculator Use this calculator to help you determine your paycheck for hourly wages.
Marginal Tax Rate Calculator Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
Payroll Deductions Calculator Use this calculator to help you determine the impact of changing your payroll deductions.
Self-Employment Tax Calculator If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for the current tax year.

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Savings Calculators

Benefit of Spending Less Calculator Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
Compare Savings Rates Calculator Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!
Cool Million Calculator Find out when your savings plan may make you a millionaire!
Don't Delay Your Savings! Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
Emergency Savings Calculator This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Savings Distribution Calculator Use this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals.
Savings, Taxes, and Inflation Calculator Use this calculator to determine how much your savings will be worth with these two important variables in mind.

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Personal Finance

Checkbook Balancer Balance your checkbook with this quick and easy calculator.
Home Budget Analysis Analyze your budget, see where your money goes and find out where you can improve!
Life Expectancy This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
Net Worth This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Should My Spouse Work? This calculator is designed to help you see the financial impact of having either one or two incomes for your household.
Student Budget This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

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Insurance Calculators

Comprehensive Life Insurance Analysis How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.
Disability Insurance Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
Health Savings Account (HSA) Contribution Calculator This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Health Savings Account (HSA) Goal Calculator Are you looking at the Health Savings Account (HSA) as a retirement account? This calculator will help you determine what you need to do in order to reach your goal.
Health Savings Account (HSA) Savings Calculator Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time.
Health Savings Accounts (HSA) Employer Benefit This calculator helps estimate the value of creating a High Deductible Health Plan (HDHP) with Heath Savings Accounts (HSA) for your employees.
Life Insurance Calculator Find out how much life insurance you really need!
Long Term Care Calculator Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.

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Las Calculadoras Financieras (Spanish)

¿401(K) Roth 401(k) Tradicional? Comenzando en el año 2006, usted podría tener la alternativa de aportar a un 401(k) Roth. Utilice esta calculadora para determinar que le conviene más: aportar a un 401(k) Roth o un 401(k) Tradicional.
¿Alquilar o comprar? ¿Debe usted alquilar o comprar una casa? Esta calculadora le ayudará analizar los gastos, contribuciones y pagos mensuales para que así usted pueda tomar una buena decisión financiera.
¿Cuán importante es el Seguro Social? Utilice esta calculadora para determinar como se afectaría usted de perder esta activo para su jubilación.
¿Le conviene refinanciar su hipoteca? ¿Debe usted refinanciar su hipoteca? ¡Utilice esta calculadora para averiguarlo!
¿Una IRA Roth o una IRA Tradicional? Cuál es mejor: ¿Una IRA Roth o una IRA Tradicional?
Ahorre o Gaste su 401(k) Existen varias alternativas para manejar su dinero del 401(k) cuando en caso de que usted deje de trabajar para un patrono. Tomar la decisión incorrecta podría costarle miles de dólares en impuestos o pérdida de potencial de ganancia.
Alternativas para Jubilación del Plan de Pensiones Utilice esta calculadora para ayudarlo a decidir entre las alternativas de pensión de sobreviviente para una sola persona (sencilla) o conjunta.
Apreciación Neta No-Realizada del 401(k) vs. Transferencias Si usted es dueño de acciones de su compañía a través de su plan de jubilación usted podría tomar ventaja de utilizar la tasa contributiva sobre ganancias de capital largo plazo en vez de una tasa de impuestos sobre ingreso ordinario.
Beneficios del Seguro Social ¿Cuánto podría recibir del Seguro Social? Use esta calculadora para estimar rápidamente sus beneficios.
Calculadora Cuánto Debe Utilice esta calculadora como un punto de inicio para su plan de administración de deudas.
Calculadora de Ahorro Entérese cómo las inversiones consistentes a través de los años pueden ser una estrategia efectiva para acumular riqueza.
Calculadora de Ahorros de Almuerzo Utilice esta calculadora para ver cómo aún un simple cambio como lo es llevar su almuerzo al trabajo puede hacer una gran diferencia.
Calculadora de Deudas Personales ¿Debería consolidar sus deudas? Esta calculadora esta diseñada para ayudarle a determinar si la consolidación es la opción adecuada para usted.
Calculadora de Evaluación de Crédito ¿Cómo calificaría a su crédito? ¡Utilice esta calculadora para una evaluación rápida!
Calculadora de ingresos para la jubilación Utilice esta calculadora para determinar cuánto ingreso mensual le proveerá su ahorro para la jubilación en el momento de su retiro.
Calculadora de Pago Acelerado de Deudas La consolidación de sus deudas es sólo la mitad de la batalla. Aún necesita un plan para pagar sus deudas por completo. Esta calculadora le puede indicar cómo acelerar el pago de sus deudas.
Calculadora de préstamos hipotecarios Utilice esta calculadora para determinar su pago mensual y plan de amortización
Calculadora de reducción de gastos Reducir sus gastos podría valer mucho más de lo que se imagina. Utilice esta calculadora para saber cuánto podrían valer las reducciones de su presupuesto.
Calculadora de Tiempo Pospuesto para Ahorrar Posponer para empezar su plan de ahorros podría tener un impacto significativo en los resultados. Esta calculadora le indicará cuánto le costará el posponer su plan de ahorros.
Calculadora del valor neto Esta calculadora le ayuda a determinar su valor neto. También le da una calculación aproximada de cómo podría crecer (o reducirse) su valor neto durante los próximos diez años.
Calculadora IRA Roth Utilice esta calculadora para comparar la IRA ROTH con una inversión común sujeta a impuestos
Calculadora IRA Tradicional ¿Cómo puede beneficiase en su jubilación al contribuir en una IRA Tradicional?
Calculadora para el RMD y alargar la vida de las Distribuciones de la IRA Utilice esta calculadora para determinar cuanto usted puede alargar el periodo de recibir distribuciones de su plan de jubilación.
Calculadora para llegar al millón ¡Entérese cuándo su plan de ahorros le convertirá en un millonario!
Calculadora para préstamos de autos ¡Basado en el pago mensual que puede hacer, determine el precio del carro que puede comprar, o si conoce el precio del vehículo, cuál sería el pago mensual!
Calculadora Presupuestal del Hogar ¡Analice su presupuesto, fíjese dónde va su dinero y entérese dónde puede mejorar!
Comparación de Hipotecas: 15 años vs. 30 años Utilice esta calculadora para comparar estos dos términos hipotecarios y permítanos ayudarle a decidir cuál término será mejor para usted.
Convertir IRA Roth Esta calculadora le mostrará la ventaja, si existe, de convertir su IRA Tradicional a una IRA Roth.
Cualificador Hipotecario ¿Puede comprar la casa de sus sueños? ¡Descubra qué precio de compra se ajusta a su presupuesto!
Déficit o superávit para el retiro Esta calculadora le ayuda a proyectar la deficiencia o sobrante de fondos que tendría al momento de retirarse.
Distribución Mínima Requerida Utilice esta calculadora para determinar su Distribución Mínima Requerida (RMD) de su cuenta para jubilación.
Distribución mínima requerida (DMR) Si usted es el beneficiario de una cuenta de jubilación, use esta calculadora para determinar su Distribución Mínima Obligatoria (DMO).
Efectos de sus Aportaciones a su Jubilación sobre su Cheque de Paga Utilice esta calculadora para ver el impacto que tiene sobre su cheque de paga y su jubilación el aumentar sus aportaciones al plan 401(k), 403(b) o 457.
Hipoteca de Tasa variable vs. Hipoteca de Tasa Fija Utilice esta calculadora para comparar una hipoteca de Tasa fija con dos tipos de hipoteca de tasa variable, una hipoteca de tasa variable totalmente amortizada y una hipoteca de tasa variable solo de interés.
Hipotece la Calculadora de Ahorros de Impuesto Utilice esta calculadora para determinar sus ahorros del impuesto.
Impacto de Distribuciones 72(t) Esta calculadora esta diseñada para examinar el efecto que tiene una distribución 72(t) sobre el balance de su plan de jubilación.
La Calculadora 72T La regla del IRS 72T permite anticipos de cuentas de jubilación libre de penalidades. Use esta calculadora para determinar su anticipo 72T permitido y cómo éste le puede ayudar a cubrir sus gastos en su jubilación prematura.
Metas de ahorro ¿Qué le tomará para alcanzar su meta de ahorros? Esta calculadora financiera lo ayudará a encontrar la respuesta.
Plan de ahorro universitario Ahorrar para la educación de sus hijos requiere planear a largo plazo.
Planificador de Retiro Planee su jubilación con una pensión de su compañía, entérese si usted está bien encaminado - y aprenda cómo mantenerse en esa posición.
Planificador para Jubilación Determine si su plan de jubilación va por buen camino y aprenda como mantenerlo en curso.
Refinanciamiento para el ahorro de Intereses Utilice esta calculadora para determinar cuanto interés usted se puede ahorrar por refinanciar su hipoteca!
Rendimiento de las Inversiones Administrar sus inversiones va más allá de meramente conocer su tasa de rendimiento anual. Utilice esta calculadora para ver cómo la inflación, los impuestos y el tiempo pueden afectar su plan.
Saldo de tarjetas de crédito Utilice esta calculadora para ver cuánto le tomará saldar el balance de su tarjeta de crédito.
Tasas de impuestos marginales y efectivas Utilice esta calculadora para determinar sus tasas de impuestos marginales y efectivas. Esta calculadora clasifica las diferentes escalas de impuestos y opciones de declaración para establecer su verdadera obligación tributaria.

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.