An Individual Retirement Account (IRA) is a personal, tax-efficient way to invest for retirement. With a GuideStone IRA, you have full access to our wide range of faith-based investment options, including both Traditional and Roth IRAs.
Note: Eligible contributors, for both Traditional and Roth IRAs, must (1) have U.S. taxable earned income and (2) be within IRS income limits for the current tax year.
Learn more about our investment industry recognition as a Lipper Fund Award recipient from Refinitiv.
You may choose to take penalty-free withdrawals from your Traditional IRA after age 59½ but must begin taking them by age 70½. In either case, there are no penalties imposed, but federal income tax will apply to withdrawals (except for the return of non-deductible contributions).
In addition, any withdrawals made prior to age 59½ are subject to a 10% penalty, except in the following circumstances:
*Or your annual household income, whichever is less. Based on IRS contribution limits.
Prefer to print an application? Download, print and complete a Traditional IRA application.
Please review the following information:
Start your application online.
Prefer to print your application? Download and complete an application, then mail the completed application to:
First-Class Mail® address:
GuideStone Funds
P.O. Box 9834
Providence, RI 02940-8034
Overnight express address:
GuideStone Funds
c/o BNY Mellon Investment Servicing (US) Inc.
4400 Computer Drive
Westborough, MA 01581-1722
Learn more about our investment industry recognition as a Lipper Fund Award recipient from Refinitiv.
A Roth IRA differs from a Traditional IRA in that you may withdraw your contributions at any time without any tax implications.
However, to avoid penalties and taxes on the withdrawal of earnings, you must own the Roth IRA for at least five years, be age 59½ or older or make a withdrawal for one of the following reasons:
If the reasons above do not apply, you may avoid the 10% penalty, but taxes on earnings will still apply if you withdraw funds for the following reasons:
*Or your annual household income, whichever is less. Based on IRS contribution limits.
Prefer to print an application? Download, print and complete a Traditional IRA application.
Please review the following information:
Start your application online.
Prefer to print your application? Download and complete an application, then mail the completed application to:
First-Class Mail® address:
GuideStone Funds
P.O. Box 9834
Providence, RI 02940-8034
Overnight express address:
GuideStone Funds
c/o BNY Mellon Investment Servicing (US) Inc.
4400 Computer Drive
Westborough, MA 01581-1722