Retirement Solutions and Services

With over a century of experience serving faith-based organizations, GuideStone® is the choice of more than 20,000 churches and ministries — including mission-sending organizations, universities, hospitals and other nonprofits.

Retirement plans for ministries are different. We know ministry. And we know retirement plans.

GuideStone® shares your mission and specializes in comprehensive retirement plans designed to accomplish your goals and prepare your employees for a successful retirement. We provide exceptional service, investment flexibility and competitive pricing— all while striving to honor the Lord.

Read More About Our Values
How exactly will you experience the GuideStone difference?
Impactful Plan Design & Engaging Education
We work with you to identify plan goals and objectives to engage employees and drive participant outcomes.
Flexible Investment Options
We walk alongside you to determine the best investment framework to meet the needs of you and your participants, proudly featuring GuideStone Funds®.
Trusted Technology & Plan Management
Our technology delivers a simplified service and seamless recordkeeping experience.
Exceptional Client Service
Our 98% satisfaction rate is more than just a number — it’s our reputation. Our participants consistently call us trustworthy, helpful and reliable, and we work everyday to prove them right.

Retirement Plan Offerings

Work with GuideStone to fully employ the power of a church plan and maximize benefits.

Employer Sponsored Retirement Plans

Explore our wide range of retirement plan options to find the one that meets the specific needs of your organization — including 403(b)(9), 403(b)(7) and 401(k) church retirement plans. Our team of experts work with you to deliver a truly customized plan for your organization.

Nonqualified Deferred Compensation Plan

Eligible organizations can take advantage of either a 409A Nonqualified Deferred Compensation Plan or a 457 plan to provide key employees with benefits beyond those allowed through traditional retirement plans.

GuideStone provides values-based education and support to help you successfully create and operate your retirement plan.

No matter what type of ministry work you’re called to, GuideStone has the resources to help you successfully design and administer your retirement plan.

Frequently Asked Questions

What kind of retirement plans do you offer?

Our full suite of retirement plan options includes 403(b)(9), 403(b)(7) and 401(k) plans — both non-ERISA church plans and ERISA plans — as well as 409A, 457(f) and 457(b) non-qualified deferred compensation (NQDC) plans. Learn more about our retirement plan options.

Will our employees be able to manage their accounts online?

Yes. Manage your retirement account anytime, anywhere with MyGuideStone®. Retirement participants can also download the app from the App Store and on Google Play.

Does GuideStone offer education to our employees?

Yes. Our Resource Library provides helpful insight and resources specific to retirement participants from the beginning stages of planning your savings strategy to enjoying life in retirement.

What should ministers and churches know about Social Security?

Ministers have a unique relationship with Social Security. Whether you are still in your working years or you’re beginning to think about drawing Social Security, we’re here to help.

How do I learn more about GuideStone’s insurance products?

Our insurance products and services are designed with your ministry’s well-being in mind. Learn more about our quality coverage with a ministry focus.

Do you offer online enrollment?

Yes. We developed the Retirement Enrollment Tool especially for you to minimize your administrative duties and provide an enhanced enrollment experience for your employees. Demo the Retirement Enrollment Tool.

New to GuideStone?

Our team is ready to serve you.

You should carefully consider the investment objectives, risks, charges and expenses of the GuideStone Funds before investing. A prospectus with this and other information about the Funds may be obtained by calling 1-888-GS-FUNDS (1-888-473-8637) or downloading one at It should be read carefully before investing.