Organization

Retirement Plans for Churches and Ministries

Discover comprehensive retirement plans for churches and ministries designed to strengthen your benefits strategy and help employees finish well.

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98% Satisfaction

From Our Ministry Partners

Trusted by more than 24,000 churches and ministries

Including mission-sending organizations, universities, hospitals and other nonprofits.

Over 100 years

Of experience serving

Christian organizations

Retirement plans for ministries are different.
We know ministry. And we know retirement plans.

We provide exceptional service, investment flexibility and competitive pricing — all while striving to honor the Lord.

Experience the GuideStone^® Difference

One Homebase, Many Solutions

From retirement and investments to health plans and other coverages, receive your financial services and benefit solutions from one trusted ministry partner.

Optimized Plan Design and Engaging Education

We help you identify plan goals and objectives to engage employees and drive member outcomes.

Flexible Investment Options

We walk alongside you to determine the best investment framework to meet the needs of you and your employees, proudly featuring GuideStone Funds^®.

Exceptional Client Service

Our 98% satisfaction rate is more than just a number — it’s our reputation. Our members consistently call us trustworthy, helpful and reliable, and we work every day to prove them right.

Retirement Plan Offerings

Employ the power of retirement plans for churches and ministries to maximize benefits.

Explore Plan Types

Employer-sponsored Retirement Plans

Explore our wide range of retirement plan options to find the one that meets the specific needs of your organization — including 403(b)(9), 403(b)(7) and 401(k) church retirement plans. Our team will work with you to deliver a truly customized plan for your organization.

Nonqualified Deferred Compensation Plan

Eligible organizations can take advantage of either a 409A Nonqualified Deferred Compensation Plan or a 457 plan to provide key employees with benefits beyond those allowed through traditional retirement plans.

Values-based Education and Support

No matter what type of ministry work you’re called to, GuideStone has the resources to help you successfully design and administer your retirement plan.

What People Are Saying About GuideStone

“

In the midst of an ever-changing and volatile financial landscape, Dallas Baptist University is thrilled to work with an established institution like GuideStone that has a deep commitment to our faith, as well as a record of adaptability and a reliance on excellent customer service.”

Dr. Adam C. Wright, President
Dallas Baptist University, Dallas, Texas

“

GuideStone offers excellent service to the Evangelical Covenant Church at all levels… We are grateful to have a partner who works alongside us to support our church and pastors through quality retirement funding.”

Christina Kempe, Director of Benefits
Evangelical Covenant Church, Chicago, Illinois

“

GuideStone has such a talented, gifted group of people serving our participants, and I am so privileged to work alongside them. They have a vast knowledge of our 403(b) retirement plan and are both resourceful and compassionate about encouraging participants to take part in their financial future.”

Barbara Cottrell, Lead Benefits Specialist
International Mission Board

Frequently Asked Questions

What kind of retirement plans do you offer?

Our full suite of retirement plan options includes 403(b)(9), 403(b)(7) and 401(k) plans — both non-ERISA church plans and ERISA plans — as well as 409A, 457(f) and 457(b) Nonqualified Deferred Compensation (NQDC) plans. Learn more about our retirement plan options.

How can we manage our organization’s retirement plan online?

Oversee your organization’s benefits online through the GuideStone Employer Access^® Program (EAP). This online employer portal allows you to easily enroll employees, update and submit retirement contributions and run reports to help optimize your work.

Do you offer online enrollment?

Yes. We developed the Retirement Enrollment Tool especially for you to minimize your administrative duties and enhance the enrollment experience for your employees. Demo the Retirement Enrollment Tool.

Will our employees be able to manage their accounts online?

Yes. GuideStone members can access their retirement accounts anytime, anywhere with MyGuideStone^®. They can also download the GuideStone app from the App Store and Google Play.

Does GuideStone offer education to our employees?

Yes. Our Resource Library offers helpful insights and resources specific to retirement participants from the beginning stages of planning your savings strategy to enjoying life in retirement. In addition, GuideStone provides timely and relevant communications tailored to their life stage and retirement timeline directly to their inbox.

Can ministers claim housing allowance on their income through a GuideStone church retirement plan?

Yes! Unlike other retirement providers, GuideStone is uniquely qualified as a denominational pension board to designate housing allowance for retired ministers through our church retirement plans.

What other employee benefits are available through GuideStone?

GuideStone offers health plans and other coverages that are designed with your ministry's well-being in mind. Learn more about our quality coverage with a ministry focus.

See all FAQs

You should carefully consider the investment objectives, risks, charges and expenses of the GuideStone Funds before investing. A prospectus with this and other information about the Funds may be obtained by calling 1-888-GS-FUNDS (1-888-473-8637) or downloading one at GuideStoneFunds.com/Funds. It should be read carefully before investing.