Property and Casualty Insurance

Offering you the unique coverage your ministry needs.

What We Offer

Property
Insurance

Cover your buildings, property and belongings. If your ministry is damaged, destroyed or the victim of theft, this policy can help lessen financial burdens resulting from a loss.

Liability and Excess Liability Insurance

Guard your ministry, employees, leaders and volunteers from lawsuits, liabilities and losses. Also ensure that what makes your ministry unique is protected with excess liability insurance.

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Commercial
Auto

Provide coverage for people’s injuries and your ministry’s vehicles in the event of an accident. A commercial auto policy can help lessen financial burdens arising from vehicle liabilities, collisions, personal injury and more.

Workers' Compensation

Support employees with medical, disability, and rehabilitation needs following work-related injuries or illnesses, while safeguarding your ministry against potential financial loss from related claims

Frequently Asked Questions

What are the real claims our churches are seeing?

Based on recent claims data, the top claims our churches are seeing include wind damage, fire damage, hail damage, water damage, workers’ compensation, sexual acts liability and non-owned/hired car liability. We want to help you be proactive in protecting your ministry and those you serve. Learn More.

What issues should church board members be aware of?

The governing board of a church plays a key role in moving the ministry toward its goals. When you accept a position on the church board, you agree to guide the church and put its interests before your own. As a result, you will be held to a higher standard of accountability than your neighbors in the congregation.

What should our church do when a background check turns up a criminal record?

A good general rule is to use the same criteria followed by the local public school system. If the public school system is prohibited from employing the candidate, then your ministry would do well to avoid employing or involving the candidate. You can find out what criteria are used by contacting your local public school system directly or by enlisting the help of an attorney.

How does your policy cover special events and mission trips?

Separate policies can be purchased for both special events and mission trip coverage. When an accident occurs during church, school or camp activities, accident insurance plans will help by providing coverage for medical expenses associated with accidental injuries, with deductibles as low as $0. Regardless of where your mission takes you, travel insurance is essential. If you have a policy that covers these activities or would like to discuss a quote, please contact our team to discuss further.

Risk Management Resources

Churches and ministry organizations like yours face a growing and overwhelming number of risks. Great protection goes beyond coverages — it also includes prevention. We designed these resources to empower and equip your ministry toward Christ-centered well-being. Read about developing policies and procedures, abuse prevention, safety and security, disaster preparation and response, overall risk management and more.

Request More Information

Thank you for your interest in the GuideStone Property & Casualty Program. Please complete both the personal and ministry contact information sections, and we will get back to you promptly. To ensure timely processing and underwriting review, please submit all requests at least 90 days prior to your desired coverage effective date.

Personal Contact Information

Ministry Contact Information