Article • Mar 20, 2023

GuideStone Rollover

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Consolidate Your Retirement Accounts

Whether it’s an old employer-sponsored retirement account or an IRA, you can roll over your retirement savings to GuideStone®. By bringing all of your retirement savings to one place, it may be easier for you to manage your accounts and monitor your progress.

Is a rollover right for you?

As you make this investment decision, it’s important to consider all of your options.

  • Roll over to your GuideStone retirement plan
    If your employer offers a GuideStone retirement plan, you may be eligible to bring your previous retirement account(s) with you and take advantage of:
  • Continued tax-deferred growth on savings
  • Portfolio diversification through GuideStone investment options
  • Simplified asset management through consolidation to a single account
  • Extensive retirement and investment educational resources
  • Exclusion of eligible distributions from taxes for ministers under the minister’s housing allowance
  • Roll over to a GuideStone IRA
    If your employer does not offer a GuideStone retirement plan or if an IRA is a better fit for you, moving your previous retirement account(s) to a GuideStone IRA will provide you with:
  • Advantageous tax benefits
  • Traditional IRA contributions are generally tax-deductible
  • Roth IRA withdrawals are tax-free at retirement on eligible contributions
  • Portfolio diversification through GuideStone investment options
  • Simplified asset management through consolidation to GuideStone
  • Maintain the retirement Plan with your former employer
    If you are able to leave your money in your former employer’s retirement plan, it may offer you a variety of benefits, including:
  • Investment options that may not be available through GuideStone
  • Option to roll over in the future following additional research

    • It is important to note that not all employers allow former employees to utilize their employer-sponsored retirement plans. Let us help you evaluate your options before making a decision.
What are key considerations before I move an account?
  • Will I have access to financial advice and education?
  • Will the provider offer enough investment options to appropriately diversify my portfolio?
  • Will the provider help simplify my asset management?
  • How much do my investments cost and what does my advisor earn?
  • What are my distribution options?
Why roll over with GuideStone?
  • Take advantage of investments with performance + values
  • Establish a simple solution to managing multiple accounts
  • Access industry-recognized investment options
  • Invest in the nation's largest1 faith-based mutual fund family
  • Work with a trusted provider with more than a century of trusted service
  • Pay no taxes on eligible consolidations
  • Potentially access a lower-expense solution
  • Receive fund allocation guidance on your assets
  • Exclude eligible distributions from your taxes under the minister's housing allowance
  • Pay no commission, transaction or wrap fees to open and maintain a GuideStone account

Three easy steps to completing your rollover:

Step 1: Use our online rollover tool for step-by-step assistance in completing your rollover form.

Step 2: Print, sign and mail your rollover paperwork to the address on the form.

Step 3: Contact your current retirement plan or IRA provider to see if they require additional paperwork.

Roll over to GuideStone

Need additional assistance? Speak with a GuideStone customer solutions specialist at 1-888-98-GUIDE (1-888-984-8433).

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1 As of March 31, 2024, GuideStone Funds has $18.6 billion in assets, which makes GuideStone Funds® the nation’s largest faith-based mutual fund family. No other faith-based fund family exceeds GuideStone Funds in asset size.

Retail products are made available through GuideStone Financial Services®, member FINRA. For more information about the firm, products and services please review the GuideStone Affiliate Form CRS and visit FINRA's Broker Check.

You should carefully consider the investment objectives, risks, charges and expenses of the GuideStone Funds® before investing. A prospectus with this and other information about the Funds may be obtained by calling 1-888-GS-FUNDS (1-888-473-8637) or downloading one. It should be read carefully before investing.

Be sure to consider all of your available options before rolling over your retirement assets. It is important to consider all of the potential advantages and disadvantages of rolling over your retirement assets to an IRA, including the different investment options that are available to you as well as the services, fees, expenses, withdrawal restrictions and tax consequences of rolling over your assets to an IRA. Other options are available besides rolling over your employer-sponsored retirement plan, including leaving the account with your previous employer. An employer-sponsored retirement plan may offer advantages investors can’t get if they roll the money into an IRA.