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Asset Allocation Options

Option 1: Target Date Funds from GuideStone^®

Our Target Date Funds options, the MyDestination Funds^®, provide a simple approach to retirement planning. Each Target Date Fund is a “fund-of-funds” with a diversified asset allocation that’s more aggressive when you’re younger and gradually becomes more conservative as you approach, and move through, retirement. You need to choose only the Fund closest to your retirement date, and we will manage the rest.

The MyDestination Funds have expenses, in addition to those of the underlying Funds, in order to provide a more comprehensive level of asset management services.¹

The target date in the name of the Funds is the approximate date when an investor plans to start withdrawing money. The amount invested in the Funds is not guaranteed to increase, is not guaranteed against loss, nor is the amount of the original investment guaranteed at the target date.

Is a MyDestination Fund right for you?

You might consider a MyDestination Fund if:

You are looking for a simple approach — one-stop investing.
You want professional management with automatic asset rebalancing.
You want a diversified portfolio that gradually adjusts as your retirement date approaches.

How to Choose Your MyDestination Fund

Simply choose the Fund with the date that is closest to when you plan to retire. Your portfolio will be adjusted regularly over time in an effort to meet your objectives up to and during retirement. Then, make consistent and appropriate retirement contributions throughout your career.

Choose the Fund that corresponds with your retirement date below for more information.

If your date of retirement is:	This Fund might be right for you:
2011–2020	MyDestination Fund 2015¹
2021–2030	MyDestination Fund 2025
2031–2040	MyDestination Fund 2035
2041–2050	MyDestination Fund 2045
2051–2060	MyDestination Fund 2055
2061–2070	MyDestination Fund 2065

Option 2: Target Risk Funds from GuideStone

Our Target Risk Funds also provide a simple approach to retirement planning. However, these Funds are managed based on a desired level of sustained risk exposure and aim to align with your risk tolerance rather than a time horizon. Target Risk Funds will maintain the predetermined level of risk exposure and do not follow a glide path.

The Target Risk Funds are managed with all active Funds around a targeted level of risk. Our Target Risk Funds have expenses, in addition to those of the underlying Funds, in order to provide a more comprehensive level of asset management services.²

Is a Target Risk Fund right for you?

You might consider a Target Risk Fund if:

You are looking for a simple approach — one-stop investing.
You want a targeted level of risk managed with all fully active Funds.
You want a maintained level of sustained risk exposure.

How to Choose Your Target Risk Fund

Choose the Fund with your desired level of sustained risk exposure. Your portfolio will maintain this risk exposure until you adjust your investments again. Remember to make consistent and appropriate retirement contributions throughout your career.

Choose the Fund that corresponds with your desired level of sustained risk exposure for more information.

If your level of sustained risk exposure over time is:	This Fund might be right for you:
Conservative	Conservative Allocation
Balanced	Balanced Allocation
Growth	Moderately Aggressive Allocation
Aggressive	Aggressive Allocation

For both investment options, it’s important not to set it and forget it! Annual check-ins can help keep you on track toward your retirement goals and objectives.

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¹ The MyDestination Funds (“Funds”) attempt to achieve their objectives by investing in the GuideStone Select Funds and other investments. The Funds are managed to a retirement date (“target date”) by adjusting the percentage of fixed income securities and equity securities to become more conservative each year until reaching the retirement year and then approximately 15 years thereafter. The target date in the name of the Funds is the approximate date when an investor plans to start withdrawing money. The expense ratio for the Funds includes the expenses of the underlying Select Funds. The principal risks of the Funds will change depending on the asset mix of the Select Funds in which they invest. You may directly invest in the Select Funds and other investments. The Funds’ value will go up and down in response to changes in the share prices of the investments that they own. The amount invested in the Funds is not guaranteed to increase, is not guaranteed against loss, nor is the amount of the original investment guaranteed at the target date. It is possible to lose money by investing in the Funds.

There can be no guarantee that any strategy (risk management or otherwise) will be successful. All investing involves risk, including potential loss of principal.

Funds invested in accordance with the faith-based investment restrictions of GuideStone Financial Resources may not be able to take advantage of certain investment opportunities due to these restrictions, which may adversely affect investment performance.

You should carefully consider the investment objectives, risks, charges and expenses of the GuideStone Funds^® before investing. A prospectus with this and other information about the Funds may be obtained by calling 1-888-GS-FUNDS (1-888-473-8637) or visit GuideStoneFunds.com/Funds to view or download a prospectus. You should read the prospectus carefully before investing.

GuideStone Funds shares are distributed by Ultimus Fund Distributors, LLC, not an adviser affiliate. Ultimus is not a registered investment adviser and does not provide investment advice.