Conservative Allocation(GFIZX)

Net Asset Value

$10.95

Inception Date

8/27/2001

Year to Date

1.48%

Fees & Expenses
  • 0.91%Gross
  • 0.91%Net
Overall Morningstar Rating

Conservative Allocation

Overall rating among 140 funds in this category based upon risk-adjusted returns.

As of 1/31/2024

Investment Objective

Investment Objective
The Fund seeks to provide current income and modest capital appreciation.

Investment Strategy

Investment Strategy
The Fund, primarily through investments in the Select Funds, combines a greater percentage of fixed income securities with a smaller percentage of equity securities. The following potential ranges are used to allocate the Fund’s assets among the Select Funds or other investments: Fixed Income 50%-80%; Equities 20%-40%; Real Assets 0%-15%; Alternatives 0%-15%.

Investment Suitability

Investment Suitability

This Fund may be suitable for investors who have a short- to medium-term investment horizon, possess a relatively low tolerance for risk and want some exposure to the growth potential of the stock market tempered by a larger allocation to short-term, fixed income securities.

Foreign and emerging market securities may involve additional risks, including social and political instability, reduced market liquidity, currency volatility, less available public information about the issuers of securities, less stringent regulatory standards and a lack of uniform accounting, auditing and financial standards. Small company stocks are generally riskier than large company stocks due to greater volatility and less liquidity. This Fund is subject to credit risk and interest rate risk. Interest rate risk means, when interest rates rise, the value of the existing bonds decreases and vice versa. Changes in interest rates have a bigger impact on long-duration holdings than on short-duration holdings. This description of risks is provided as a summary of the principal investment risks associated with this mutual fund. Refer to the Fund's prospectus for more detailed risk information.

Performance

Net Asset Value
(as of 03/01/2024)
Net Asset Value
$10.95
Inception Date
Inception Date
08/27/2001
FEES AND EXPENSES
(annualized)
Gross
0.91%
Net
0.91%
The Fund attempts to achieve its objective by investing in the GuideStone Funds Select Funds. By investing in the Fund, you will also incur the expenses and risks of the underlying Select Funds. The principal risks of the Fund will change depending on the asset mix of the Select Funds in which it invests. You may directly invest in the Select Funds. The Fund's value will go up and down in response to changes in share prices of the investments that it owns.
Daily Performance
(as of 03/01/2024)
One Month
0.74%
Three Month
3.66%
Year To Date
1.48%
One Year
9.14%
Three Year*
0.70%
Five Year*
3.22%
Ten Year*
2.79%
Since Inception*
3.52%
*Returns are annualized.
The performance data quoted represents past performance and does not guarantee future results.
Quarterly Performance
(as of 12/31/2023)
 
Fund
Benchmark
Three Month
5.62%
5.90%
YTD
8.80%
9.97%
One Year
8.80%
9.97%
Three Year*
0.49%
1.68%
Five Year*
3.74%
4.91%
Ten Year*
2.78%
3.66%
Since Inception*
3.48%
4.02%
The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance data quoted. Performance data current to the most recent month-end and complete calendar year performance may be obtained at GuideStoneFunds.com/Funds. Benchmark performance numbers are provided by Morningstar, Inc. and have not been verified by GuideStone Funds. The investment return of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Year 2001 annual performance began 08/27/2001. The Benchmark Index is 49.00% Bloomberg US Treasury 1-3 Year Index, 16.00% Bloomberg US Aggregate Bond Index, 5.00% Bloomberg 1-3 Month US Treasury Bill, 21.00% Russell 3000® Index, 1.00% of the FTSE EPRA / NAREIT Developed Index and 8.00% MSCI ACWI (All Country World Index) Ex-U.S. Index. The weightings of the Fund's benchmark were modified effective November 30, 2020, and therefore, the weightings of the underlying indexes were different than the current benchmark weightings prior to that date. Benchmark Index performance represents the Fund's current benchmark linked with its previous benchmark.
*Returns are annualized.
Annual Performance
(as of 12/31/2023)
 
Fund
Benchmark
2017
7.11%
7.11%
2018
-2.13%
-1.30%
2019
10.73%
11.43%
2020
6.92%
8.51%
2021
3.81%
5.38%
2022
-10.17%
-9.30%
2023
8.80%
9.97%
Benchmark: Bloomberg U.S. Treasury 1-3 Year Index (49%); Russell 3000® Index (21%); Bloomberg US Aggregate Bond Index (16%);  MSCI® ACWI Ex-U.S. (8%); Bloomberg 1-3 Month U.S. Treasury Bill (5%); FTSE EPRA / NAREIT Developed Index - Net (1%)
The performance data quoted represents past performance and does not guarantee future results.
Morningstar Rating
(based upon risk-adjusted returns as of 01/31/2024)
Category
Conservative Allocation
Overall (140 funds rated)
Morningstar Overall Rating is 3 of 5 starsMorningstar Overall Rating is 3 of 5 starsMorningstar Overall Rating is 3 of 5 starsMorningstar Overall Rating is 3 of 5 starsMorningstar Overall Rating is 3 of 5 stars
Three-Year (140 funds rated)
Morningstar Three-Year Rating is 4 of 5 starsMorningstar Three-Year Rating is 4 of 5 starsMorningstar Three-Year Rating is 4 of 5 starsMorningstar Three-Year Rating is 4 of 5 starsMorningstar Three-Year Rating is 4 of 5 stars
Five-Year (134 funds rated)
Morningstar Five-Year Rating is 3 of 5 starsMorningstar Five-Year Rating is 3 of 5 starsMorningstar Five-Year Rating is 3 of 5 starsMorningstar Five-Year Rating is 3 of 5 starsMorningstar Five-Year Rating is 3 of 5 stars
Ten-Year (103 funds rated)
Morningstar Ten-Year Rating is 3 of 5 starsMorningstar Ten-Year Rating is 3 of 5 starsMorningstar Ten-Year Rating is 3 of 5 starsMorningstar Ten-Year Rating is 3 of 5 starsMorningstar Ten-Year Rating is 3 of 5 stars

Characteristics

Asset Allocation

(as of 12/31/2023)

 
Alternatives
5%
 
Cash*
2%
 
Fixed Income
59%
 
Non-U.S. Equities
8%
 
Real Assets
1%
 
U.S. Equities
20%
 
Impact
6%
 
Total
101%
*Cash is maintained by the Fund for liquidity purposes and may be overlaid with equity and/or U.S. Treasury futures to provide capital market exposure.

 

Benchmark^
(as of 12/31/2023)
 
Bloomberg U.S. Treasury 1-3 Year Index
49%
 
Russell 3000® Index
21%
 
Bloomberg U.S. Aggregate Bond Index
16%
 
MSCI ACWI Ex-U.S.
8%
 
Bloomberg 1-3 Month U.S. Treasury Bill
5%
 
FTSE EPRA / NAREIT Developed Index - Net
1%

Portfolio Holdings

(as of 12/31/2023)

 
U.S. Equities
 
Growth Equity Fund
4.4%
 
Value Equity Fund
4.5%
 
Growth Equity Index Fund
1.5%
 
Defensive Market Strategies Fund
7.5%
 
Value Equity Index Fund
1.5%
 
Small Cap Equity Fund
0.6%
 
Non-U.S. Equities
 
Emerging Markets Equity Fund
2.3%
 
International Equity Fund
5.3%
 
Real Assets
 
Global Real Estate Securities Fund
0.9%
 
Fixed Income
 
Medium-Duration Bond Fund
12.5%
 
Low-Duration Bond Fund
43.9%
 
Global Bond Fund
3.0%
 
Alternatives
 
Strategic Alternatives Fund
4.9%
 
Impact
 
Impact Equity Fund
1.8%
 
Impact Bond Fund
3.9%
 
Cash
 
Money Market Fund
1.6%
 
Total
100.10%
GuideStone Capital Management, LLC, the adviser to the Fund, maintains a sub-advisory agreement with Parametric Portfolio Associates LLC (“Parametric”) under which Parametric will provide “completion portfolios” within the Fund from time to time. These “completion portfolios” are used to assist in preserving the desired risk exposures for the Fund in furtherance of its investment objective. Completion portfolios that are short-term in nature are not included in the portfolio holdings of the Fund listed above.

Due to rounding, portfolio holdings data may not sum to 100%.

Risk/Return Characteristics

(as of 12/31/2023)

Standard Deviation
6.31%
R-Squared
99.18%
Beta vs. Benchmark
0.94
Beta vs. S&P 500 Index
0.33
Calculated over previous 3 years.
Fund Size ($ in millions)
(as of 12/31/2023)
Total fund net assets for all share classes
$429

Prices and Distributions

Historical Prices & Distributions

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The table below lists NAVs, dividends, long-term capital gains and short-term capital gains for the time period selected.

Date Value Description

Prospectus & Reports

GuideStone Funds shares are distributed by Foreside Funds Distributors LLC, not an adviser affiliate. Foreside is not a registered investment adviser and does not provide investment advice.

Asset allocation subject to change at any time. Pie chart is a representation and actual exposures may differ. The size denotes the relative weighting in the Fund. 

^The Bloomberg US Treasury 1-3 Year Index measures US dollar-denominated, fixed-rate, nominal debt issued by the US Treasury with 1-2.999 years to maturity. Treasury bills are excluded by the maturity constraint, but are part of a separate Short Treasury Index. STRIPS are excluded from the index because their inclusion would result in double-counting. The Bloomberg 1-3 Month U.S. Treasury Bill tracks the market for treasury bills with 1 to 2.9999 months to maturity issued by the US government. US Treasury bills are issued in fixed maturity terms of 4-, 13-, 26- and 52-weeks. The Bloomberg US Aggregate Bond Index is a broad-based flagship benchmark that measures the investment grade, U.S. dollar-denominated, fixed-rate taxable bond market. The index includes Treasuries, government-related and corporate securities, MBS (agency fixed-rate and hybrid ARM pass-throughs), ABS and CMBS (agency and non-agency). The Russell 3000® Index is composed of 3,000 large U.S. companies. This portfolio of securities represents approximately 98% of the investable U.S. equity market. The MSCI ACWI (All Country World Index) Ex-U.S. Index is a free float-adjusted market capitalization index that is designed to measure equity market performance in the global developed (excluding U.S.) and emerging markets. The FTSE EPRA / NAREIT Developed Index - Net is designed to track the performance of listed real estate companies and REITs worldwide. Frank Russell Company (“Russell”) is the source and owner of the trademarks, service marks and copyrights related to the Russell Indexes. Russell® is a trademark of Frank Russell Company. Neither Russell nor its licensors accept any liability for any errors or omissions in the Russell Indexes and/or Russell ratings and/or underlying data and no party may rely on any Russell Indexes and/or Russell ratings and/or underlying data contained in this communication. No further distribution of Russell Data is permitted without Russell’s express written consent. Russell does not promote, sponsor or endorse the content of this communication. Index used with permission. The funds described herein are indexed to an MSCI index and are not sponsored, endorsed or promoted by MSCI, and MSCI bears no liability with respect to any such funds or securities or any index on which such funds or securities are based. The Prospectus contains a more detailed description of the limited relationship MSCI has with GuideStone Funds and any related funds. "FTSE®" is a trademark of the London Stock Exchange Group Companies, "NAREIT®" is a trademark of the National Association of Real Estate Investment Trusts ("NAREIT") and "EPRA®" is a trademark of the European Public Real Estate Association ("EPRA") and are all used by FTSE International Limited ("FTSE") under license. The FTSE EPRA/NAREIT Developed Index is calculated by FTSE. Neither FTSE, Euronext N.V., NAREIT nor EPRA sponsor, endorse or promote this product and are not in any way connected to it and do not accept any liability. “Bloomberg®”, Bloomberg U.S. Aggregate Bond Index, Bloomberg U.S. Treasury 1-3 Year Index and Bloomberg 1-3 Month US Treasury Bill are service marks of Bloomberg Finance L.P. and its affiliates, including Bloomberg Index Services Limited (“BISL”), the administrator of the index (collectively, “Bloomberg”) and have been licensed for use for certain purposes by GuideStone Financial Resources of the Southern Baptist Convention (“GuideStone Financial Resources”) and its affiliates. Bloomberg is not affiliated with GuideStone Financial Resources and its affiliates and Bloomberg does not approve, endorse, review, or recommend the Conservative Allocation Fund. Bloomberg does not guarantee the timeliness, accurateness, or completeness of any data or information relating to the Conservative Allocation Fund. Index used with permission. It is not possible to invest directly in an index.

Standard Deviation — Depicts how widely returns varied over a certain period of time. A high standard deviation implies greater volatility and greater risk.

R-squared — Shows the percentage of a fund's performance that is explained by movements in the benchmark index. An R-squared of 100% indicates that all movements of a fund can be explained by movements in the benchmark.

Beta vs. Benchmark — Beta is a measure of a fund's sensitivity to market movements as defined by a fund’s benchmark. A fund with a higher beta relative to the benchmark is more volatile than the benchmark.

Beta vs. S&P 500® Index — Beta is a measure of a fund’s sensitivity to market movements as defined by the S&P 500® Index. A fund with a higher beta relative to the S&P 500® Index is more volatile than the S&P 500® Index.

Net Asset Value — The Net Asset Value (NAV) is calculated by taking the closing market value of all the investments owned by a fund, plus all other assets such as cash, subtracting all liabilities, then dividing the result (total net assets) by the total number of shares outstanding.

Record Date — The distribution that an investor receives is calculated based on the number of shares that an investor owns on Record Date, typically using the share balance in an investor's account at the close of that day’s business.

Pay/Reinvest Date — The date on which distributions are posted to accounts for reinvestment or paid to shareholders who take distributions in cash.

Dividends — Dividends are income distributions to shareholders out of income from a fund’s investments.

Short-term Capital Gains — Distributions to shareholders derived from the profit of the sale of stocks or bonds held within a fund for a period of one year or less.

Long-term Capital Gains — Distributions to shareholders derived from the profit of the sale of stocks or bonds held within a fund for a period of more than one year.