Personal Health Plans

GuideStone® offers a variety of personal plans designed to meet your needs, steward your resources well and honor your Christian faith.


Personal Plan Categories

Choice PPO Plans

Choice PPO plans come with a full range of benefits and the choice to use either Highmark® Blue Cross Blue Shield’s nationwide network or out-of-network providers.

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Access EPO Plans

Access EPO plans offer more affordability by providing coverage only within the Highmark Blue Cross Blue Shield network while still covering out-of-network emergency care.

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HSA Q Plans

HSA Q  plans are qualified high deductible health plans that can be paired with a Health Savings Account (HSA) so you can use tax-advantaged dollars to pay for qualified medical expenses.

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Basic Plus Plans

Basic Plus plans offer a low monthly cost and are designed for those who only go to a doctor a few times a year and need basic prescription coverage.

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Basic Limited Plans

Basic Limited plans have the lowest monthly cost and are ideal for healthy individuals on a budget. These plans provide financial protection from catastrophic claims and have a $0 copay for preventive care, Teladoc® (telemedicine) and ACA-mandated preventive drugs.

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Medicare-coordinating Plans (Retiree Only)

GuideStone’s Medicare-coordinating plans combine one-stop convenience with a great price, making it easy to choose the one that’s best for you.

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Get Medical Coverage with Value and Values

GuideStone is a church plan and non-profit entity, which allows us to offer unique benefits in our group health coverage, such as:

Maintain your biblical beliefs of life and family through our aligned plan design.
Gain access to employer-sponsored group coverage (rich benefits, broad network, etc.) for as few as one participating employee.
Take your plan with you from church to church with uninterrupted coverage if you change employers.
As a not-for-profit, we are uniquely positioned to provide you with affordable rates so that you can be a good steward of your financial resources.

Premier Carriers and Networks

GuideStone medical coverage provides benefits no matter where you are serving. We have leveraged strategic relationships to provide appropriate and complete coverage wherever your ministry may take you.

Highmark Blue Cross Blue Shield

GuideStone's plans have access to the Highmark Blue Cross Blue Shield® (BCBS) network of providers. The national BCBS PPO network provides access to the largest physician and hospital networks in the U.S., including over 1.7 million providers and 95% of all hospitals.* And when you travel globally, you’re covered in 190 countries through the Blue Cross Blue Shield Global® Core program.

*According to the Blue Cross Blue Shield Association.

Express Scripts

GuideStone also provides one of the leading pharmaceutical coverages available on the market. Express Scripts® is the largest pharmacy benefit management organization in the United States and one of the country’s largest pharmacies, serving more than 85 million people. They offer deep discounts and flexible refill options, including retail pickup and mail-order delivery.

Frequently Asked Questions

What are the eligibility requirements for GuideStone Personal Plans?

To learn about GuideStone’s Personal Plan eligibility requirements, visit this page.

What is a church plan, and how does it benefit me?

A church health plan is established and maintained by a church, a convention or an association of churches. GuideStone is a church health plan initially chartered by the Southern Baptist Convention (SBC) that has expanded to offer coverage to the wider evangelical community.

Church plan benefits include:

  1. Church plans provide individuals who serve smaller churches or ministries with access to health coverage.
  2. They are created specifically for churches and ministries.
  3. Church plans have greater flexibility in calculating rates.
  4. These plans reflect biblical values regarding the sanctity of life.
  5. Church plans bring together benefits from several health care service vendors, including Blue Cross Blue Shield, Express Scripts® and Teladoc®, to give participants the best of the best.
What types of health plans are available through GuideStone?

GuideStone offers a variety of both group and personal health plans designed to match your budget and health care needs. For a personal health plan, you can choose from our Choice PPO plans, Access EPO plans, HSA Q plans, Basic Plus plans or Basic Limited plans.

What is the network for GuideStone Health Plans?

GuideStone’s plans offer access to the Highmark Blue Cross Blue Shield (BCBS) network of providers, one of the country’s largest. More than 96% of hospitals and 95% of doctors and specialists in the United States and its territories contract with BCBS. That’s more than any other carrier. This recognized industry leader provides network discounts of more than 50%, saving you money when you receive care from in-network medical providers.

Ready to take the next step?

Complete the form below to have a GuideStone team member reach out to you. For more information, contact Customer Solutions at 1-844-INS-GUIDE (1-844-467-4843), Monday through Friday, from 7 a.m. to 6 p.m. CT.

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