Health Plans

GuideStone® offers a variety of plan types designed to match your health care needs and enhance overall well-being. Our personal health plan coverage will meet your needs, steward your resources well and honor your Christian faith.

Get Medical Coverage with Value and Values

GuideStone is a church plan and non-profit entity, which allows us to offer unique benefits in our group health coverage, such as:

Biblical
Maintain your biblical beliefs of life and family through our aligned plan design.
Benefit-rich
Gain access to employer-sponsored group coverage (rich benefits, broad network, etc.) for as few as one participating employee.
Portable
Take your plan with you from church to church with uninterrupted coverage if you change employers.
Affordable
As a not-for-profit, we are uniquely positioned to provide you with affordable rates so that you can be a good steward of your financial resources.
Comprehensive Plans

Comprehensive plans offer a full range of benefits and access to Highmark Blue Cross Blue Shield’s nationwide network of providers, offering you top-quality coverage and care.

Consumer-driven Plan

Our consumer-driven plan is a qualified High Deductible Health Plan (HDHP) designed to be paired with an HSA — bringing together quality and affordability.

Protection Plans

Protection plans offer quality, more budget-friendly health coverage. They provide scaled-down benefits in exchange for a lower monthly cost.

Medicare-coordinating Plans (Retiree Only)

GuideStone’s Medicare-coordinating plan combines one-stop convenience with a great price, making it easy to choose the one that’s best for you.

Premier Carriers and Networks

GuideStone medical coverage provides benefits no matter where you are serving. We have leveraged strategic partnerships to provide appropriate and complete coverage wherever your ministry may take you.

Highmark Blue Cross Blue Shield

GuideStone’s plans have access to the Highmark Blue Cross Blue Shield® (BCBS) network of providers. The national BCBS PPO network is one of the largest in the country. More than 96% of hospitals and 95% of doctors and specialists in the United States and its territories contract with BCBS — more than any other insurer.

Express Scripts

GuideStone also provides one of the leading pharmaceutical coverages available on the market. Express Scripts® is the largest pharmacy benefit management organization in the United States and one of the country’s largest pharmacies, serving more than 85 million people. They offer deep discounts and flexible refill options, including retail pickup and mail-order delivery.

Eligibility

An individual is eligible to participate in GuideStone’s Personal Plans if he or she meets both of the conditions listed below:

  • Is a paid employee of an eligible church, agency or institution affiliated with or that shares common religious bonds with the Southern Baptist Convention
  • Works 20 or more hours per week

Medical Plans

Eligible employees may enroll in a medical plan without providing evidence of good health if they experience one of the special enrollment events listed below. Employees must notify GuideStone within 60 days of the date they experience the event. Coverage will be effective on the date of the special enrollment event.

  • New employment: New employees are eligible to enroll in a plan on their first day of work at an eligible employer.
  • Work schedule increases to 20 or more hours per week: Eligibility occurs when a work schedule increases to a minimum of 20 hours per week.
  • Adding a dependent: Current employees who add a dependent through marriage, birth or placement for adoption become eligible to enroll on the date the dependent was legally added.
  • Loss of other coverage: In response to the COVID-19 crisis, GuideStone is temporarily suspending the requirement that those experiencing loss of other coverage must submit an Evidence of Good Health Application when applying for Personal Plans coverage. This change in our enrollment procedures will remain in place through March 31, 2021. Initial requests for enrollment for potential members or additional dependents must be received within 60 days of the loss of other coverage event. Proof of loss of other coverage is required within 30 days of the initial request and before coverage can begin.

Individuals who work for an employer that has 10 or fewer paid employees may apply for coverage by submitting the Evidence of Good Health Application at any time.

Please note: Employees of employers with more than 10 employees must experience one of the special enrollment events listed above in order to enroll. These employees may also be eligible to enroll in the employer’s group plan. Learn more about our Group Plans available to employers with at least two covered employees.

Employees currently enrolled in medical plans may add dependents under the age of 19 at any time. In order for an employee to add a dependent older than 19, the employee must experience a special enrollment event or the dependent will need to provide evidence of good health if the employee is working for an employer with 10 or fewer paid employees.

Your well-being is important to us.

GuideStone believes when the body of Christ is healthy, it’s free to transform the world and we want to help guide and equip you to do just that. We designed these resources to empower you toward Christ-centered well-being. Read about healthy eating, stress management, physical fitness, mental wellness, timely advice, overall wellness information and more.

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Frequently Asked Questions

What are the eligibility requirements for GuideStone Personal Plans?

GuideStone Personal Plans are available to employees of evangelical churches, agencies or institutions affiliated or sharing common religious bonds with the Southern Baptist Convention (SBC).

An individual is eligible to participate in GuideStone’s Personal Plans if he or she meets both of the conditions listed below:

  1. Is a paid employee of an eligible church, agency or institution affiliated or sharing common religious bonds with the SBC
  2. Works 20 or more hours per week.

Eligible employees may enroll in a GuideStone Personal health plan without providing an Evidence of Good Health Application if they experience one or more of the special enrollment events listed below. Employees must notify GuideStone within 60 days of the date they experience the event. Coverage will be effective on the date of the special enrollment event.

  • New employment: New employees are eligible to enroll in a plan on their first day of work at an eligible employer.
  • Work schedule increases to 20 or more hours per week: Current employees are eligible to enroll in a plan at an eligible employer if their work hours increase to more than 20 hours per week.
  • Adding a dependent: Current employees who add a dependent through marriage, birth or placement for adoption become eligible to enroll on the date the dependent was legally added. Employees currently enrolled in medical plans may add dependents younger than 19 at any time. For an employee to add a dependent older than 19, the employee must experience a special enrollment event. The dependent will need to provide an Evidence of Good Health Application if the employee works for an employer with 10 or fewer paid employees.
  • Loss of other coverage: In response to the COVID-19 crisis, GuideStone is temporarily suspending the requirement that those experiencing loss of other coverage must submit an Evidence of Good Health Application when applying for Personal Plans coverage. This change in our enrollment procedures will remain in place through April 1, 2021. Initial requests for enrollment for potential members or additional dependents must be received within 60 days of the loss of other coverage event. Proof of loss of other coverage is required within 30 days of initial request and before coverage can begin.

Your timeline for reporting special enrollment events may be extended due to the COVID-19 pandemic. Contact Customer Solutions at 1-844-INS-GUIDE (1-844-467-4843) Monday-Friday, 7 a.m. to 6 p.m. CT.

Individuals who work for an employer with 10 or fewer paid employees may apply for coverage by submitting the Evidence of Good Health Application at any time.

Please note: Employees of employers with more than 10 employees must experience one of the special enrollment events listed above to enroll. These employees may also be eligible to enroll in the employer’s group plan.

What is a church plan, and how does it benefit me?

A church health plan is established and maintained by a church, a convention or an association of churches. GuideStone is a church health plan initially chartered by the Southern Baptist Convention (SBC) that has expanded to offer coverage to the wider evangelical community.

Church plan benefits include:

  1. Church plans provide individuals who serve smaller churches or ministries with access to health coverage.
  2. They are created specifically for churches and ministries.
  3. Church plans have greater flexibility in calculating rates.
  4. These plans reflect biblical values regarding the sanctity of life.
  5. Church plans bring together benefits from several health care service vendors, including Blue Cross Blue Shield, Express Scripts® and Teladoc®, to give participants the best of the best.
What types of health plans are available through GuideStone?

GuideStone offers a variety of health plans designed to match your budget and health care needs. You can choose a comprehensive PPO plan or a consumer-driven plan — such as a high deductible health plan or a more budget-friendly protection plan.

What is the network for GuideStone Health Plans?

GuideStone’s plans offer access to the Highmark Blue Cross Blue Shield (BCBS) network of providers, one of the country’s largest. More than 96% of hospitals and 95% of doctors and specialists in the United States and its territories contract with BCBS. That’s more than any other carrier. This recognized industry leader provides network discounts of more than 50%, saving you money when you receive care from in-network medical providers.

How can I get a quote?

Individuals may receive a quote by completing this form.

Interested in a GuideStone personal health plan? For information on insurance plans, Medicare, medical, life, disability and billing, contact Customer Solutions at 1-844-INS-GUIDE (1-844-467-4843), Monday through Friday, from 7 a.m. to 6 p.m. CT.

Get A Quote

Interested in a health plan?