Additional Insurance Benefits

Your GuideStone medical plan protects more than your health. It also provides for your entire well-being with these additional benefits.

Highmark BCBS
Cigna Dental
Term Life, Accident and Disability
BCBS Global® Core

Employees traveling outside the United States have access to doctors and hospitals in more than 200 countries and territories around the world. Download the BlueCard Global Core app or go to to help you find doctors, translate medical terms and access emergency care information when you’re outside the United States.

For additional Information please review the BCBS Global Core Travel Medical Coverage FAQ.

Brochure1-800-810-BLUE (2583)BCBSGlobalCore.comFAQs

This member discount program can help you save on products and services that are not part of your medical coverage. To browse all the deals, go to
Experian IdentityWorks

Highmark BCBS provides Experian IdentityWorks to help members who are victims of identity theft. Enrollment is required. Members must provide their personal information to enroll online or via phone. Please follow the steps below:

  1. Visit the Experian IdentityWorks website to enroll:
  2. Click "submit" and enter Activation Code: HIGHMARK24
  3. Complete the enrollment process.

If you have questions about protecting your identity or if you suspect that your identity has been stolen:

  1. Call the Experian customer support team at 1-866-584-9479
  2. Provide the engagement number B10018

Please note that you will receive an email at the end of the year requesting you to confirm the continuation of identity theft services.
Vision Benefit

For individuals on most of GuideStone’s comprehensive plans, your vision benefit covers one annual eye exam per covered family member. The coverage does not include the cost for glasses or contact lenses. You must use an in-network provider to receive this benefit. The vision benefit is not available for GuideStone’s Value Health or Secure Health plans. 


This interactive website gives you ready access to account information, claims status, provider networks and other useful account maintenance tools. Dental health tips, a dental cost estimator, glossary of dental terminology, and dental health news and information are also available. Use the Cigna app to keep your dental information at your fingertips.
Cigna Dental PPO Network

Use providers in the Cigna Dental PPO network (Premier Dental Care and Choice Dental Care) to receive services at a discounted rate. This helps you have lower out-of-pocket expenses. Log on to and use the provider directory appropriate for your plan to locate a dentist in your area.
Oral Health Integration Program (OHIP)

Enhanced benefits, including additional evaluations and preventive treatments, may be available for members who are pregnant or have been diagnosed with one of the following health issues: cardiovascular disease, diabetes, stroke, head and neck cancer radiation, organ transplants or chronic kidney disease. Enroll online, simply visit your regular dentist for treatment, and Cigna will automatically reimburse you for the amount of any co-insurance or co-pays resulting from OHIP charges.

Cigna Dental Oral Health Integration ProgramBrochure
Cigna Healthy Rewards®

Access discounts on a wide range of health and wellness products and programs. Benefits include weight management programs; massage therapy; acupuncture; vision discounts on contacts, glasses and frames; fitness club memberships and much more. These benefits are available to enrolled participants and enrolled dependents only. Not all programs and benefits are available in all states.

BrochureVision Discounts
Life Planning Financial & Legal Resources

This objective and personalized professional counseling service includes one-on-one financial counseling, a written personal financial plan and access to Ceridian-licensed counselors for your survivors in the event of your death or the diagnosis of a terminal illness.

Accelerated Death Benefit

Allows terminally ill participants with a life expectancy of 12 months or less to receive up to 50% of the death benefit ($250,000 maximum) prior to death. Contact GuideStone for details.

Portability or Conversion of Coverage

You and your dependents can continue coverage by converting to a policy directly through Unum if you leave your employer or otherwise lose eligibility. Your employer can provide the forms you'll need to complete the conversion.

Add Children Without Underwriting

No underwriting is required to add a dependent child within 60 days of the child's birth, adoption or placement for adoption.

Education Benefit for Surviving Children

For qualified dependents, your GuideStone AD&D coverage includes an additional education benefit of 6% of the full amount of the AD&D benefit, up to $6,000 a year for up to four years. Your plan booklet provides requirements and details about this benefit.

Survivor Benefits

If you die after receiving disability benefits for 180 or more consecutive days, your survivor will receive a lump sum payment of three times your last month's gross disability benefit. Details are provided in your plan booklet.

Plan Booklets
Rehabilitation and Return to Work Program

To encourage individuals to return to work as soon as they become physically able, individuals receive an additional benefit for participating in a rehabilitation program. Details are provided in your plan booklet.

Plan Booklets
*Assist America

A 24-hour network of emergency medical and legal resources offering worldwide emergency assistance to active employees and their families who are traveling. Print your card today.

For additional information, please refer to the Assist America flyer.

*Only available to members who have Long-Term Disability

*Unum Employee Assistance Program and Work/Life Balance services

Life’s stresses aren’t a game. That’s why GuideStone® has teamed up with our long-term disability benefits provider, Unum, to offer a free employee assistance program. Through Unum's Work/Life balance services, employees will have access to live, one-on-one support, along with resources to help with family, health, life, money, work and legal issues. Visit to find details about the program, as well as the username and password needed to access the site. If you have questions please refer to the Unum Work-life Balance FAQs.

*Only available to members who have Long-Term Disability

FlyerWallet CardPerks at Work - Discount