Custom Plans

GuideStone^® is excited for the opportunity to serve your organization! As a premier provider of solutions for evangelical churches and ministries nationwide, we are uniquely qualified and have the experience to help you steward your benefits well so you can focus on YOUR mission.

Why? Because it’s our mission.

GuideStone is committed to our mission of enhancing the financial security and resilience for those who serve the Lord because when his servants are able to start well, stay well and finish well, Christ is honored and his gospel is advanced.

We do this by never losing focus on our values informed by Psalm 78:72: Serving those who serve the Lord...“with the integrity of our hearts and the skillfulness of our hands.”.

We have the privilege of serving more than 20,000 churches and ministries, providing an exceptional experience for our ministry partners and members — all based on faith-based values.

Values. You can feel confident offering your employees faith-based investments and retirement planning guidance they can trust to align with Christian values. View our GuideStone fund lineup.
Benefits. Your employees who qualify as Ministers for Tax Purposes can take advantage of minister’s housing allowance during retirement through tax-sheltered contributions made during their working years. Additionally, employees can utilize Roth contributions, take a loan, and access educational resources, calculators and webinars.
Results. Your unique status as a 501(c)(3) organization will be optimized as we provide a strong church retirement plan specifically designed to meet the unique needs of your ministry — which will help you attract and retain staff.
Dedication. Your organization can count on us for ongoing compliance and operational support to help ease plan administration.

GuideStone works with you to determine the plan that best fits the needs of your organization. Our full suite of retirement plan options includes 403(b)(9), 403(b)(7) and 401(k) plans — both non-ERISA church plans and ERISA plans — as well as 409A, 457(f) and 457(b) nonqualified deferred compensation (NQDC) plans.

In addition to our retirement plan options, your employees will also be able to take advantage of our expertise in ministers’ tax issues. In fact, our plans allow for qualified retired ministers to designate some or all of their retirement income as minister’s housing allowance, providing a significant tax advantage over traditional retirement plans.

Every plan will have separate measures of success, but the industry has identified these as a good starting point.

90% employee participation
15% minimum contribution between employee and employer
90% of employees invested in an appropriate asset mix

Automatically enroll employees in the plan
Implement a matching employer contribution to drive employee participation
Plan administrator engagement by employee education of the plan

Thank you for considering GuideStone as your retirement provider. We are here to make this process as easy as possible. If you have further questions beyond the FAQ, contact your retirement plan representative.

Why GuideStone?

Why? Because it’s our mission.

We have the privilege of serving more than 20,000 churches and ministries, providing an exceptional experience for our ministry partners and members — all based on faith-based values.

Retirement Plans Designed for Your Organization

Features

Measurable Goals for Plan Success

Ways to Achieve these Results