GuideStone Stable Value Fund

Inception Date — 10/21/2025

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Fund fact sheet available in late January 2026

Estimated Yield Range

The estimated yield range is provided to estimate the yield applied to all funds received during the applicable quarter. The estimated yield range will be announced prior to quarter-end and may change during the quarter without prior notice to investors. The actual yield earned is net of all fees and may be higher or lower than the estimated range.

Please refer to the fund performance page for the estimated yield range.

Eligible investors

The Fund’s shares are available only to eligible participants in 403(b)(9) and other employer-sponsored defined contribution retirement plans.

Investment objective

The Fund seeks to provide current income while maintaining stability of invested principal.

Investor suitability

The Fund may be suitable for investors who are seeking to preserve capital and generate higher current income than a money market fund over most time periods.

An investment in the Fund is not guaranteed or insured by the Federal Deposit Insurance Corporation or any other government agency. Although the Fund seeks to preserve the value of your investment, it is possible to lose money by investing in the Fund.

Investment strategy

The Fund invests primarily in a diversified portfolio of investment grade fixed-income securities. The Fund may also invest, to a lesser extent, in high yield securities and money market instruments.

Principal investment strategy

  • The Fund invests primarily in a diversified portfolio of investment-grade fixed-income securities.
  • The Fund may also invest, to a lesser extent, in high yield securities and money market instruments.
  • The Fund seeks to maintain targets in allocating its assets (see below).
  • The Fund will rebalance its assets periodically to adjust for changes in the underlying investments.
  • The Fund will credit daily accruals to each share class based on the Fund’s crediting rate.
  • The Fund enters into agreements (wrap contracts) with bank and insurance companies which are designed to enable the Fund to maintain a stable rate of return, while reflecting market gains and losses on its investments as part of the Fund's underlying yield.

Principal risks

The Fund is subject to the following risks.

  • The Fund is not insured or guaranteed by GuideStone Financial Resources, any bank, the Federal Deposit Insurance Corporation or any government agency.
  • The Fund’s yield will change in response to changes in the value of the underlying assets of the Fund and the level of interest rates. There is no guarantee that the underlying assets held by the Fund will increase in value.
  • Because the Fund participates primarily in investment strategies that utilize bonds and other fixed-income securities, the Fund’s yield will fluctuate due to differing factors, such as interest rates, yield curve positioning, yield spreads, duration, sectors, yield or fundamental issuer elections.
  • High yield securities involve greater risks of default and are more volatile than bonds rated investment grade. Issuers of these bonds may be more sensitive to economic downturns.
  • There is a risk that the issuer of a fixed-income investment may fail to pay interest or even principal due in a timely manner or at all.
  • The Fund may invest in U.S. dollar denominated securities of foreign issuers and may be negatively affected by political events, economic conditions or inefficient, illiquid or unregulated markets in foreign countries. Foreign issuers may be subject to inadequate regulatory or accounting standards.
  • The Fund's yield reflects market gains and losses, actual income on its investments and the expenses incurred for the operations of the Fund. As a result, the yield of the Fund may be higher or lower than the actual interest paid on the Fund's investments and comparable market rates of interest at the time.

Annual fund operating expenses

The annual fund operating expenses are fees and expenses that you may pay if you buy and hold shares of the Fund. The estimated expenses are based on the fund's assets over the previous 12 months. The fees will be factored into the yield and will be deducted from the fund.

Please refer to the fund fact sheet for additional information.

Exchange limitations

Participants are prohibited from exchanging out of the Stable Value Fund (the "Fund") to a “competing fund” without first investing in a “non-competing fund” for a period of at least 90 days. Competing funds are the following GuideStone Funds: the Money Market Fund, the Low-Duration Bond Fund and the Conservative Allocation Fund. The definition of a “non-competing fund” is any fund option(s) other than those funds defined as “competing funds.” Also, simultaneous exchanges are not allowed, meaning participants may not exchange from the Fund to a “non-competing fund” and simultaneously exchange from a “non-competing fund” to a “competing fund.”

Get Started

GuideStone Stable Value Fund is not subject to registration, regulation or reporting under the Investment Company Act of 1940, the Securities Act of 1933, the Securities Exchange Act of 1934 or state securities laws. Therefore, participants and beneficiaries will not be afforded the protection of those provisions to the extent that they are not applicable. GuideStone Stable Value Fund is part of a Collective Investment Trust (the “Trust”) operated by the SEI Trust Company as the Trustee. The Trustee is a trust company organized under the laws of the Commonwealth of Pennsylvania and wholly owned subsidiary of SEI Investments Company (SEI) NASDAQ: SEIC. GuideStone Stable Value Fund is managed by SEI Trust Company, the trustee, based on the investment advice of Insight North America, LLC, the investment adviser to the Trust. The Trust has been established for the collective investment of assets of participating tax qualified pension and profit sharing plans and related trusts and the church plans serviced by GuideStone as more fully described in the Declaration of Trust. As a bank collective trust, the Trust is exempt from registration as an investment company and does not qualify as a mutual fund. For Plan Sponsors and Participants.