GuideStone’s individual insurance coverage options bring you value while upholding your Christian values. See how our health, life, dental, accident and disability solutions can protect you so you have freedom to focus on your calling.

Insurance Products & Services

Because we understand ministry, our insurance solutions are uniquely crafted to meet the specific needs of pastors, ministers and staff members.
Health Plans

With a variety of plan types and designs available, you can find a GuideStone® Personal Plans coverage that meets your needs, stewards your resources well and honors your Christian faith.

Other Insurance Products

From dental to disability, you can find additional coverage options that protect you and your family.

Benefits that reflect your biblical values.

At GuideStone®, our plans are designed exclusively for those in ministry. So in addition to quality benefits, you will also get an organization that shares your faith and commitment to the sanctity of life.

Read more about our values

Plus, we work with top health care providers.

Through your GuideStone plan, you will have access to one of the largest provider networks in the United States, along with international coverage that follows you around the globe.

Your well-being is important to us.

GuideStone believes when the body of Christ is healthy, it’s free to transform the world and we want to help guide and equip you to do just that. We designed these resources to empower you toward Christ-centered well-being. Read about healthy eating, stress management, physical fitness, mental wellness, timely advice, overall wellness information and more.

Recent Wellness Articles
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Frequently Asked Questions

What are the eligibility requirements for GuideStone Personal Plans?

GuideStone Personal Plans are available to employees of evangelical churches, agencies or institutions affiliated or sharing common religious bonds with the Southern Baptist Convention (SBC).

An individual is eligible to participate in GuideStone’s Personal Plans if he or she meets both of the conditions listed below:

  1. Is a paid employee of an eligible church, agency or institution affiliated or sharing common religious bonds with the SBC
  2. Works 20 or more hours per week.

Eligible employees may enroll in a GuideStone Personal health plan without providing an Evidence of Good Health Application if they experience one or more of the special enrollment events listed below. Employees must notify GuideStone within 60 days of the date they experience the event. Coverage will be effective on the date of the special enrollment event.

  • New employment: New employees are eligible to enroll in a plan on their first day of work at an eligible employer.
  • Work schedule increases to 20 or more hours per week: Current employees are eligible to enroll in a plan at an eligible employer if their work hours increase to more than 20 hours per week.
  • Adding a dependent: Current employees who add a dependent to their family through marriage, birth or placement for adoption may add that dependent to their plan. Coverage eligibility begins on the date of the marriage, birth or placement for adoption date. Employees currently enrolled in medical plans may add dependents younger than 19 at any time. For an employee to add a dependent older than 19, the employee must experience a special enrollment event. The dependent will need to provide an Evidence of Good Health Application if the employee works for an employer with 10 or fewer paid employees.
  • Loss of other coverage: In response to the COVID-19 crisis, GuideStone is temporarily suspending the requirement that those experiencing loss of other coverage must submit an Evidence of Good Health Application when applying for Personal Plans coverage. This change in our enrollment procedures will remain in place through April 1, 2021. Initial requests for enrollment for potential members or additional dependents must be received within 60 days of the loss of other coverage event. Proof of loss of other coverage is required within 30 days of initial request and before coverage can begin.

Your timeline for reporting special enrollment events may be extended due to the COVID-19 pandemic. Contact Customer Solutions at 1-844-INS-GUIDE (1-844-467-4843) Monday-Friday, 7 a.m. to 6 p.m. CT.

Individuals who work for an employer with 10 or fewer paid employees may apply for coverage by submitting the Evidence of Good Health Application at any time.

Please note: Employees of employers with more than 10 employees must experience one of the special enrollment events listed above to enroll. These employees may also be eligible to enroll in the employer’s group plan.

What is a church plan, and how does it benefit me?

A church health plan is established and maintained by a church, a convention or an association of churches. GuideStone is a church health plan initially chartered by the Southern Baptist Convention (SBC) that has expanded to offer coverage to the wider evangelical community.

Church plan benefits include:

  1. Church plans provide individuals who serve smaller churches or ministries with access to health coverage.
  2. They are created specifically for churches and ministries.
  3. Church plans have greater flexibility in calculating rates.
  4. These plans reflect biblical values regarding the sanctity of life.
  5. Church plans bring together benefits from several health care service vendors, including Blue Cross Blue Shield, Express Scripts® and Teladoc®, to give participants the best of the best.
What types of health plans are available through GuideStone?

GuideStone offers a variety of health plans designed to match your budget and health care needs. You can choose a comprehensive PPO plan or a consumer-driven plan — such as a high deductible health plan or a more budget-friendly protection plan.

What is the network for GuideStone Health Plans?

GuideStone’s plans offer access to the Highmark Blue Cross Blue Shield (BCBS) network of providers, one of the country’s largest. More than 96% of hospitals and 95% of doctors and specialists in the United States and its territories contract with BCBS. That’s more than any other carrier. This recognized industry leader provides network discounts of more than 50%, saving you money when you receive care from in-network medical providers.

How can I get a quote?

Individuals may receive a quote by completing this form.


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