GuideStone is a church plan and non-profit entity, which allows us to offer unique benefits in our group health coverage, such as:
Budget
Staff needs
GuideStone is a church plan and non-profit entity, which allows us to offer unique benefits in our group health coverage, such as:
*Compared to estimated 2024 Texas, Blue Cross Blue Shield PPO, small group community-rated exchange products. Results vary based on geography, demographics, network type, health status, carrier and state.
GuideStone offers a variety of plan designs to match your budget to your health care needs. No matter which one you choose, every health plan comes with GuideStone values. As you decide which plan is right for you and/or your ministry organization, consider three primary factors:
Comprehensive plans offer a full range of benefits and access to Highmark Blue Cross Blue Shield’s nationwide network of providers, offering you top-quality PPO coverage and care.
Consumer-driven plans are qualified High Deductible Health Plans (HDHPs) designed to be paired with a Health Savings Account (HSA) - bringing together quality and affordability.
Protection plans offer quality, budget-friendly health coverage. They provide scaled-down benefits in exchange for a lower monthly cost.
International plans work with Cigna International to provide overseas staffers with the quality care they need through a fully vetted, global directory of network providers.
Provide your retirees with a Medicare-coordinating plan that combines one-stop convenience with a great price, making their medical plan choice a simple one.
GuideStone works with Highmark Blue Cross Blue Shield, Cigna International, Express Scripts and others to deliver a provider and pharmacy network designed to serve your employees throughout the United States and your missionaries around the world. Your plan will provide access to one of the largest provider networks in the United States, along with international coverage that follows your team members around the globe.
GuideStone believes when the body of Christ is healthy, it’s free to transform the world — and we want to help guide and equip your ministry and its people to do just that. We designed these resources to empower your ministry and people toward Christ-centered well-being. Read about risk management, healthy eating, stress management, physical fitness, mental wellness, timely advice, overall wellness information and more.
Article • 2/7/2024
Article • 2/7/2024
Article • 2/7/2024
If your ministry works with an insurance broker, GuideStone can work directly with any third-party organization. Learn more about how GuideStone facilitates your insurance broker relationship.
GuideStone Group Health Plans are available to evangelical churches, agencies, or institutions affiliated with, or sharing common religious bonds with, the Southern Baptist Convention. To qualify for GuideStone Group Plans, employers with two or more covered employees must contribute a minimum of 50% of the employee-only cost of medical coverage.
Employees may participate in a GuideStone group health plan if they work 20 or more hours per week and are paid, full-time employees of an eligible church, agency, or institution affiliated with, or sharing common religious bonds with, the Southern Baptist Convention.
GuideStone offers group health plans for churches and ministries with two or more enrolled employees.
A church health plan is established and maintained by a church, a convention or an association of churches. GuideStone is a church health plan originally chartered by the Southern Baptist Convention that has expanded to offer coverage to the wider evangelical community.
Church plan benefits include:
In 2020, groups who chose GuideStone Group Health Plans saved up to 31%* on average. We can offer low rates because we are not-for-profit. Our plans are priced to break even, and our sole focus is serving you.
*When compared to Texas, Blue Cross Blue Shield PPO, small group community rated exchange products.
GuideStone offers more a variety of health plans designed to match your budget and health care needs. You can choose a comprehensive PPO plan, a consumer-driven plan — such as a high deductible health plan, a more budget-friendly protection plan, or an international plan for those serving outside the United States.
GuideStone’s plans offer access to the Highmark Blue Cross Blue Shield network of providers, one of the country's largest. More than 96% of hospitals and 95% of doctors and specialists in the United States and its territories contract with BCBS. That’s more than any other carrier. This recognized industry leader provides network discounts of more than 50%, saving your covered employees and their covered dependents money when receiving care from in-network medical providers.
International medical plan participants have access to Cigna’s fully vetted, global directory of network providers.
GuideStone plans include access to Teladoc, the first and largest telehealth provider in the United States. Teladoc is available with no out-of-pocket co-pays for those on PPO plans and protection plans. Individuals in High Deductible Health Plans are covered at 100% for Teladoc services after reaching their yearly deductible.
Illustrative (ballpark) quotes are generally returned to you within 48 business hours.